Financial Information for Dental Care

Flexible Financing That Makes Your Dental Care Accessible

The cost of dental care is one of the most common reasons patients put off treatment, and at White Pine Family Dental, we hear this concern often. Whether you are considering Invisalign, dental implants, or any restorative procedure, the question of what it will cost and how you will pay for it matters. Our team is committed to making sure that finances do not stand between you and the care you need. We offer financing options and in-house solutions designed to work with a wide range of budgets.

Payment Is Due at the Time of Service

We deliver the finest care at the most reasonable cost to our patients, and payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions about your account or statement, our team is always available to help walk you through it. Many concerns can be resolved quickly with a simple conversation.

Please remember that you are fully responsible for all fees charged by our office regardless of your insurance coverage. We will send you a monthly statement, and most insurance companies respond within four to six weeks. If your statement does not reflect your insurance payment within that time frame, please reach out to our office directly. Any remaining balance after your insurance has paid is your responsibility, and we appreciate your prompt remittance.

Financing Information

Payment options that work for real life

Not everyone walks into a dental office with the same financial picture, and we do not treat them that way. Whether you have insurance coverage that handles most of the cost, or you are managing the full balance out of pocket, there are paths forward that make sense. Our team will walk you through what your options look like before any treatment begins so you can plan accordingly.

For patients interested in financing, monthly payment options make larger procedures far more manageable. Dr. Prince has noted that when patients can see a monthly number that works for them, the decision becomes much easier. Financing options at White Pine Family Dental can start as low as $97 per month for qualifying procedures and patients.

Payment and financing options available at our practice include:

  • Monthly financing plans starting as low as $97/month for qualifying patients
  • CareCredit financing
  • Cherry financing
  • In-house Plan for Health (PFH) membership plan
  • Credit card and check accepted

Our in-house Plan for Health membership is designed specifically for patients who do not have traditional dental insurance or who want to supplement their existing coverage. It offers a straightforward way to access care with predictable costs, no annual benefit caps, and no waiting periods.

Process

Getting started with financing at White Pine Family Dental is a straightforward conversation, not a complicated process. Here is what to expect.

1.
Schedule Your Consultation

During your initial visit, we will complete a comprehensive exam and discuss what treatment options make sense for your situation. This gives us and you a full picture of what care looks like before any numbers are discussed.

2.
Review Your Options

After your exam, our team will go over your insurance benefits if applicable, explain what your plan covers, and present financing and membership plan options that fit your needs. There is no pressure and no rush through this conversation.

3.
Select the Plan That Works

Whether you opt for a third-party financing plan, our in-house PFH membership, or another arrangement, we will make sure you understand exactly what you are committing to before moving forward. Our goal is that you leave with a clear plan, not questions.

4.
Begin Your Treatment

Once financing is in place, we can move forward with scheduling your treatment. Our team will continue to be available throughout your care to answer any questions about billing or coverage as they come up.

Patient Billing

We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at (775) 825-6655. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be done prior to the actual procedure.

Dental Care Is More Accessible Than You Think

You do not need to have perfect insurance coverage to get quality dental care in Reno.

One of the most important conversations happening in dentistry right now is about what insurance actually covers and what it does not. Many patients assume that without comprehensive coverage, major dental work is simply out of reach. That is not the case at White Pine Family Dental. Whether you have never had dental insurance, your benefits have run out for the year, or you are weighing your options after a coverage change, there are ways to make treatment work.

Our in-house Plan for Health membership is one of the strongest tools we offer for patients navigating care without traditional insurance. It was designed to remove the complexity that comes with trying to squeeze treatment into what a third-party plan will or will not approve. Patients on the PFH plan receive care on a straightforward, predictable basis that reflects what our practice believes dental care should look like.

For patients with insurance who are concerned about out-of-network costs or coverage gaps, our team is experienced in helping navigate those conversations as well. Being out of network with a carrier does not automatically mean higher costs without support. We will help you understand what your plan reimburses and what, if anything, you would be responsible for so you can make a confident, informed decision.

Reception Staff Assisting Patients in a Modern Dental Clinic Setting

Frequently Asked Questions

Financing dental care can feel uncertain, but most of the common concerns patients have can be addressed quickly and clearly. Here are a few of the questions we hear most often.

Does White Pine Family Dental offer financing for Invisalign and implants?

Yes. Financing options are available for procedures including Invisalign and dental implants, with monthly payment options starting as low as $97 per month for qualifying patients. Our team can walk you through what a payment plan would look like for your specific treatment during your consultation.

The Plan for Health (PFH) is an in-house membership plan offered by White Pine Family Dental. It is designed for patients who do not have traditional dental insurance or who want a simpler, more predictable way to access care. It removes annual caps and waiting periods that can complicate coverage through third-party carriers. Contact our office for current plan details and pricing.

Yes. Financing options can be used alongside your existing insurance benefits. In many cases, insurance covers a portion of the treatment cost and financing covers the remaining balance, which can make monthly payments even more manageable. Our team will help coordinate the two so you have a clear picture of your total out-of-pocket responsibility before treatment begins.

White Pine Family Dental works with CareCredit and Cherry, both of which are third-party financing providers that allow patients to spread the cost of treatment over time. Each option has its own application process and approval criteria. Our team can help point you in the right direction based on your situation so you can choose the option that works best for you.

WHAT OUR PATIENTS SAY

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